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Why Buy Travel Medical Insurance?
As an international traveler the thrill of going abroad is extraordinary. Your new surroundings are amazing, you're involved in new and exciting experiences and you may be visiting places for the first time. However, your domestic health insurance program is of little value when traveling abroad. Emergencies happen when you least expect it. Travel Medical insurance provides coverage for an unexpected illness and accident, Emergency Evacuation, Lost Baggage and much more. Plus, we offer 24-hour Traveler Assistance Service to help with any emergecny situations that may arise during your trip.
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Travel Medical Insurance
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Plan and Benefit Comparisons
| Policy Type |
Individuals & Families |
Groups of 5+ |
| Company |
GeoBlue: BlueCross BlueShield |
Tokio Marine HCC |
| Plan Name |
Voyager Choice |
Atlas Group |
| Eligibilty |
USA Residents
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Groups of 5+ Residents Worldwide |
| Age Limits |
Up to age 84 |
No limits
Reduced maximum benefits: Ages 70+
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| Coverage Area |
Worldwide outside of USA |
Worldwide outside of home country |
| Travel Restrictions |
None |
No coverage in Level 3 or 4 travel advisory countries |
| Accident and Sickness Medical Expense |
Up to $1,000,000 |
Up to $2,000,000 |
| Inpatient & Outpatient Expenses |
100% |
100% |
| Emergency Medical Evacuation |
$500,000 |
$1,000,000 |
| Medical Deductible |
Choice of $0 - $500 |
Choice of $0 - $2500 |
| Pre-existing Medical Condition Limitations |
100% * |
See below ** |
| Emergency Dental |
$500 |
$250 |
| Sports |
$10,000 downhill skiing, SCUBA |
Some extreme sports covered |
| Return of bodily remains |
$25,000 |
100% |
| Emergency Family Reunion |
Round trip flight |
Yes |
| Accidental Death and Dismemberment |
$50,000 |
Up to $50,000 |
| 24 Hour Global Health, Concierge & Assistance Services |
Included |
Included |
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* In countries for which U.S. Centers for Disease Control issued a Warning Level 3 (avoid nonessential travel), the medical condition that prompted warning is excluded from coverage |
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* GeoBlue: a pre-existing medical condition is covered if the traveler purchases the "Choice" plan and has US health insurance or Medicare.
** HCC: Acute (unexpected) Onset of a pre-existing medical condition has a $25,000 medical evacuation limit; NO medical coverage for Chronic or Congential Conditions. Ages 70 - 79: $250,000 maximum benefit; Ages 80+: $10,000 maximum benefit. If you have a chronic/congenital medical condition or your age exceeds 80+, please contact us to discuss alternate options.
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| Travel Checklist: Medical Preparation When Traveling Abroad |
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Below are international travel informational links from the US Dept. of State and US Center for Disease Control (CDC):
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