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Travel Insured International: Trip Protection Plans
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- Consider a Cancel For Any Reason Policy
An important point to consider is purchasing the Cancel For Any Reason optional benefit under the base insurance policy. This is one of the most effective options for protecting your travel investment during these uncertain times.
- Cancel For Any Reason Eligibility
- The policy must be purchased within 21 days of your very first trip payment or deposit. If you go beyond that time frame, then Cancel For Any Reason insurance policies are not an option.
- You must insure the full, pre-paid, non-refundable cost of the trip.
- If you cancel your trip and the reason is not covered under the standard trip cancellation provisions of the policy, you must do so 48 hours or more before departure.
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Travel Protection: Plan Comparison |
| Coverage Level |
Premium |
Economical |
| Plan Name |
Trip Protector |
Trip Protector EDGE |
| Trip/Flight Cancellation |
100% of Trip Cost *** |
100% of Trip Cost *** |
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Cancel for Any Reason
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Optional Benefit:
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Not Available |
| Cancel for Work Reason |
100% of Trip Cost *** |
Optional |
| Trip Interruption |
150% of Trip Cost **** |
100% of Trip cost |
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Interrupt for Any Reason
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Optional Benefit:
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Not Included |
| Emergency Evacuation, Medically Necessary Repatriation and Repatriation of Mortal Remains |
$1,000,000 |
$100,000 |
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Accident and Sickness Medical Expense
- Medical claims can be filed directly with Travel Insured as Primary Coverage
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$100,000
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$10,000 |
| Pre-existing Medical Conditions (Very Important) |
Covered ** if purchased within 21 days of initial trip deposit |
Covered ** if purchased within 14 days of initial trip deposit |
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Political, Security and Natural Disaster Evacuation
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$150,000 |
No Coverage |
| Baggage & Personal Effects |
$1,000 |
$750 |
| Baggage Delay |
$500 |
$200 |
| Trip Delay |
$1,500 |
$300 |
| Missed Tour or Cruise Connection |
$500 |
$300 |
| Itinerary Change |
$500 |
No Coverage |
| Change Fee |
$250 |
$250 |
| Reimbursement of Miles or Rewards Points |
$250 |
$250 |
| Accidental Death and Dismemberment |
$10,000 |
No Coverage |
| Dental Expense |
$750 |
$750 |
| Pet Kennel |
$500 |
$300 |
| Family-Friendly Protection |
Children Free When Traveling With Insured Related Adult ***** |
$8 Per Child |
| Travel Assistance Services // Options and Upgrades |
See below |
See below |
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| Benefits may vary for state residents of: Missouri, Montana, New York, Pennsylvania, Washington |
* Cancel For Any Reason and Interruption For Any Reason included if you purchase your policy within 21 days after your initial trip deposit. Interruption for Any Reason covers unused portion of trip costs.
** Coverage for Pre-existing Conditions is available if you purchase your policy within 21 days (EDGE: 14 days) after your initial trip deposit. The waiver is not available with a $0 Trip Cost plan purchase. Other rules may apply Click Here to learn more.
*** Not applicable with $0 Trip cost plan purchase **** $500 Return Air Only with $0 Trip Cost plan purchase (no coverage for EDGE) ***** Under age 18
Upgrades and Options
| Plan Name |
Trip Protector |
Trip Protector EDGE |
| Cancellation For Any Reason |
75% of Trip Cost *** |
Not Available |
| Interruption For Any Reason |
75% of Trip Cost *** |
Not Available |
| Cancel for Work Reasons |
100% of Trip Cost *** |
100% of Trip Cost *** |
| Accident and Sickness Medical Expense |
Included in base plan |
$40,000 Benefit Increase |
| Emergency Medical Evacuation & Repatriation of Remains |
Included in base plan |
$100,000 Benefit Increase |
| Baggage & Personal Electronic Equipment |
$2,000 |
Not Available |
| Rental Car Damage |
$50,000 |
$25,000 |
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Accidental Death and Dismemberment
(Air Flight Only)
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Up to $1,000,000 |
Up to $1,000,000 |
| Event Ticket Registration Fee Protection |
$1,000 |
Not Available |
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Travel Inconvenience
(Rainy Vacation, Beach Closure, Closed Attractions)
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$750 |
Not Available |
Travel Assistance Services
| Plan Name |
Trip Protector |
Trip Protector EDGE |
| Overview: Personal and Business Concierge Services |
Click Here |
Click Here |
| Medical or Legal Referral |
Included |
Included |
| Emergency Medical Evacuation Arrangement |
Included |
Included |
| Hospital Admission Guarantee |
Included |
Included |
| Repatriation of Remains Coordination |
Included |
Included |
| Inoculation Information |
Included |
Included |
| Lost Baggage Retrieval |
Included |
Included |
| Prescription Drug / Eyeglass Replacement |
Included |
Included |
| Passport Replacement / Visa Information |
Included |
Included |
| ID / Credit Recovery Assistance |
Included |
Included |
| Concierge Services |
Included |
Included |
| Business Concierge Services |
Included |
Included |
| Bail Bond |
Included |
Included |
| Translation Service |
Included |
Included |
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| 14 Day Free Look Period: If You are not satisfied for any reason, You may cancel insurance under this Policy by giving the Company or the agent (Global Benefits USA) written notice within the first to occur of the following:
(a) 14 days from the Purchase Date; or
(b) Your Scheduled Departure Date.
The Insurance Company will refund Your premium paid, provided no Insured has filed a claim under this Policy.
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