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Global Benefits
 Travel Protection Coverage 
Why buy travel insurance?

Why Should I Buy?

Emergencies happen when you least expect it and your domestic health insurance program is of little value when traveling abroad. Travel Protection Insurance from HTH Worldwide and Nationwide Insurance is a comprehensive plan designed to cover the cost of your travel arrangements against a variety of unforeseeable reasons that may affect you or your travel plans PLUS travel medical insurance for medical emergencies, sickness, illness and evacuations PLUS 24-hour Traveler Assistance Service to help you with emergency situations that arise during your trip.

Plan and Benefit Comparison
Plan Administrator / Carrier
Plan Name TripProtector
Coverage Level Preferred Classic Economy
Trip Cancellation for Covered Reasons (pre-departure) 100% to $50,000 100% to $25,000 100% to $5,000
Trip Cancellation For Any Reason (pre-departure)
  • Optional
  • 75% Reimbursement of Trip Cost
  • Policy must be purchased within 10 days of initial trip deposit
Trip Interruption for Covered Reasons (post-departure) 200% Trip Cost 150% Trip Cost 125% Trip Cost
Baggage & Personal Effects $2,000 $1,000 $750
Baggage Delay $400 $200 $100
Trip Delay $1,500 $1,000 $500
Missed Connection $1,000 $500 $250
Collision Damage $35,000 - - - - - -
Medical Evacuation $1,000,000 $1,000,000 $500,000
Accident and Sickness Medical Expense: Inpatient & Outpatient $500,000 $250,000 $75,000
Pre-existing Medical Condition Waiver (60 days prior to effective date) Yes, if purchased within 21 days of initial deposit Yes, if purchased within 14 days of initial deposit No
Bedside Visit $1,500 $1,500 $1,500
Repatriation of Remains $25,000 $25,000 $15,000
Accidental Death $50,000 $25,000 - - -
Accidental Death - Common Carrier $100,000 $50,000 $25,000
Age Restriction None None Up to Age 70
Global Health & Assistance Services Included Included Included
24 Hour Hotline & Concierge Services Included Included Included

Note: Insurance Cost is based on Age, Destination, Travel Days, and "Trip Cost".  Click Here to learn more about how to calculate your Trip Cost.
Travel Checklist: Medical Preparation When Traveling Abroad

Below are international travel informational links from the US Dept. of State and US Center for Disease Control (CDC):