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International Student Health Insurance: Students in USA
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As an international student the thrill of studying abroad is extraordinary. Your new surroundings are amazing, you're involved in new and exciting experiences and you may be visiting places for the first time. However, your national or private health insurance program is of no value when traveling to the USA. Emergencies happen when you least expect it. Student Abroad Medical insurance provides coverage for an unexpected illness and accident, Emergency Evacuation, Lost Baggage and much more. Plus, we offer 24-hour Traveler Assistance Service to help with any emergecny situations that may arise during your trip.
Important: A student entering the USA must have a valid F-1 visa in order to purchase the Student Health Plan. If the student does not have a valid F-1 visa then Click Here to review your alternate medical insurance options.
Plan and Benefit Comparisons
| Company |
Tokio Marine HCC |
| Plan Name |
Elite |
Select |
Budget |
Smart |
| Brochures |
English Chinese Spanish |
|
Monthly Cost
(under age 25)
|
$139 |
$94 |
44 |
$34 |
| Single Payment |
Save $5 per month with Single Payment for Entire Trip in USA |
| Online Purchase |
 |
| Residency Eligibilty |
All Nationalities Studying Abroad |
| Accident and Sickness Medical Expense |
$1,000,000 (per policy)
$500,000 (per injury/sickness)
|
$600,000 (per policy)
$300,000 (per injury/sicknes
|
$500,000 (per policy)
$250,000 (per injury/sicknes
|
$200,000 (per policy)
$100,000 (per injury/sicknes
|
| Emergency Medical Evacuation |
$500,000 |
$300,000 |
$250,000
|
$50,000 |
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Medical Deductible:
Per Occurence
|
PPO: $25
Non-PPO: $50
|
|
PPO: $45
Non-PPO: $90
|
PPO: $50
Non-PPO: $100
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| Student Health Center |
$25 |
$25 |
$45 |
$50 |
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Emergency Room:
Per Occurence
|
$100 |
$100 |
$350 |
$350 |
| Pre-existing Medical Condition Limitations |
6 month waiting period |
6 month waiting period |
12 month waiting period |
$25,000 maximum for acute (unexpected) onset only |
| Inpatient Medical Care |
PPO: 100%
Non-PPO: 80% to $5,000 then 100%
|
80% to $5,000 then 100% |
80% to $25,000 then 100% |
80% |
| Outpatient Medical Care |
PPO: 100%
Non-PPO: 80% to $5,000 then 100% |
80% to $5,000 then 100% |
80% to $25,000 then 100% |
80% |
| Outpatient Prescription Drugs |
Generic 100% Brand 50% |
50% |
50% |
50% |
| Vaccinations |
$150 |
No coverage |
No coverage |
No coverage |
| Physical Therapy & Chiropractic |
$75 per day max |
$50 per day ma |
$50 per day ma |
$25 per day ma |
| Ambulance |
$750 if admitted to hospital |
$750 if admitted to hospital |
$500 if admitted to hospital |
$300 if admitted to hospital |
| Emergency Dental |
$500 - injury
$100 - pain
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$500 - injury
$100 - pain |
$500 - injury
$100 - pain |
$500 - injury
$100 - pain
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| Sports |
$5,000 per injury |
$5,000 per injury |
$3,000 per injury |
No coverage |
| Return of bodily remains |
$50,000 |
$25,000 |
$25,000 |
$25,000 |
| Mental Health and Substance Abuse |
See brochure for details |
See brochure for details |
See brochure for details |
See brochure for detail (Mental Health only) |
| Maternity |
$25,000 - See brochure for details |
See brochure for details |
See brochure for details |
No coverage |
| Accidental Death and Dismemberment |
$25,000 |
$25,000 |
No coverage |
No coverage |
| Personal Liability |
$250,000 |
No coverage |
No coverage |
No coverage |
| 24 Hour Global Health, Concierge & Assistance Services |
Included |
Included |
Included |
Included |
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