Global Benefits LLC - International Insurance

LOWER COSTS. BETTER BENEFITS. GLOBAL PROTECTION.

Short Term Travel Insurance

International short-term travel insurance is designed for citizens of all nations that are traveling outside of their home country for 5 days to 12 months. Travel insurance protects you from major and minor medical emergencies, accidents, illnesses, travel assistance services and much more.

All of the travel medical plans described below provide the essential medical benefits, emergency medical evacuation, repatriation coverage, and 24-hour worldwide assistance required when traveling abroad.

Overview of Plan Options:

Seven Corners - Single Trip Plan: This is a benefit rich, travel medical insurance product that has been specially discounted for Global Benefits LLC short term travelers.
- Important Note: When getting a quote, please select "Coverage Including High Risk Areas" if traveling to Afghanistan, Chechnya, Cuba, Iran, Iraq, Pakistan, Palestinian Territory, or Somalia.
HCC Medical - Single Trip Plan: This is the lowest cost travel medical plan.
HTH Worldwide - Frequent Traveler Plan: This is a cost effective plan for those that frequently travel abroad.
HCC Medical - Single Trip Group Plan: 10% discount for groups of 5 or more.
Travel Insurance Center - Trip Cancellation & Interruption Insurance: Protect your trip cost investment and your health. You'll have a choice of up to 20 different plans.

Below you can receive a quote, read more details, and purchase online. If you need help you can contact James D. Smith, President of Global Benefits LLC and he will personally offer his assistance by phone or email. Global Benefits LLC can find the solution that’s right for you and we look forward to being a part of your journey!

Compare the Travel Insurance Plans

Plan Administrator

Seven Corners

HCC Medical

HTH Worldwide

HCC Medical

Travel Insurance Center

Click here for Brochure

Select "Get a Quote" for plan details

Product Type

Single Trip Travel Medical Insurance

Frequent Traveler Medical Insurance

Single Trip Travel Medical Insurance for Groups of 5 or more

Trip Cancellation, Interruption & Travel Medical Insurance

Eligibility

Individuals / Families

Groups of 5 or more

Individuals / Families
Groups of 6 or more

Purpose

For the traveler that wants Premium Coverage
Most Comprehensive Coverage
Discounted for Global Benefits LLC Travelers

Individuals & Families: For the traveler that wants the Lowest Possible Cost

For the traveler that goes abroad more than a few times in a year

Groups of 5 or more travelers Save 10%!
Florida Groups:Click Here

Emphasis on protecting your financial trip investment with lower levels of medical protection
Choice of 20+ plans from 7 companies

Plan Name

Global Mission Awareness

Atlas

TravelGap Multi-Trip

Atlas Group

Varies by Product

Key Features

Exclusively priced product for short term mission travelers
Best comprehensive benefits
Full coverage for travelers with pre-existing medical conditions
Available to non-US citizens
$3.05 daily surcharge for travel to "High Risk Areas": Afghanistan, Chechnya, Cuba, Iran, Iraq, Pakistan, Palestinian Territory & Somalia

Lowest Cost
Solid travel insurance coverages
More policy maximum & deductible choices
Available to non-US citizens

Low cost plan designed for Travelers that frequently go abroad
Take unlimited trips throughout the year
Coverage for up to 70 consecutive days per trip
Plan is purchased on Annual Basis
No need to buy more than one travel plan per year
Coverage within the US (200+ miles from home)
No excluded countries except for OFAC sanctioned countries (e.g. Cuba, North Korea, etc.)

Economical
Solid travel insurance coverages
More policy maximum & deductible choices
Available to non-US citizens
10% discount for groups of 5 or more

In addition to Trip Cancellation, most package plans offer coverage such as:

Trip Interruption
Trip Delay
Missed Connection
Baggage Loss
Baggage Delay
Emergency Medical Expenses
Emergency Medical Evacuation
Accidental Death
Repatriation of Bodily Remains
Employment Layoff
Terrorism
Weather
Labor Strike
Supplier Disruption
Identity Theft
24-Hour Travel Assistance Services

Key Options:

Cancel for any reason
Cancel for work reason

Policy Medical Maximum Options

$600,000
$1,000,000

$50,000
$100,000
$200,000
$500,000
$1,000,000

Silver Plan: $50,000
Gold Plan: $250,000

$50,000
$100,000
$200,000
$500,000
$1,000,000

Up to $1,000,000, depending on plan

Deductible Options

$0
$250

$0
$100
$250
$500
$1000
$2500

$0
$100
$250
$500
$1000
$2500

Up to $50, depending on plan

Coinsurance Outside of the U.S.

100% after deductible

100% after deductible
(80% in Canada)

100% after deductible

100% after deductible
(80% in Canada)

Up to 100%, depending on plan

Emergency Medical Evacuation/Repatriation

$300,000 + policy medical maximum

$500,000 ($25,000 maximum if due to acute onset of a pre-existing medical condition)

Silver Plan: $250,000
Gold Plan: $500,000

$500,000 ($25,000 maximum if due to acute onset of a pre-existing medical condition)

Up to $1,000,000, depending on plan

Medical Coverage

Emergency Medical Evacuation
Hospital Inpatient
Intensive & Cardiac Care
Outpatient
Drugs
Ambulance
X-ray, Lab Tests
Medical Treatments
Physician Services
Hotel Room in lieu of Hospitalization
All Other Eligible Medical Expenses

Emergency Medical Evacuation
Hospital Inpatient
Intensive Care
Outpatient
Drugs
Ambulance
X-ray, Lab Tests
Medical Treatments
Physician Services
All Other Eligible Medical Expenses

Emergency Medical Evacuation
Hospital Inpatient
Intensive Care
Outpatient
Drugs
Ambulance
X-ray, Lab Tests
Medical Treatments
Physician Services
All Other Eligible Medical Expenses
$10,000 for Alpine Skiing & Supervised Scuba Diving
Coverage within the US (200+ miles from home)
- Silver: $ 2,500
- Gold: $25,000

Emergency Medical Evacuation
Hospital Inpatient
Intensive Care
Outpatient
Drugs
Ambulance
X-ray, Lab Tests
Medical Treatments
Physician Services
All Other Eligible Medical Expenses

Hospital Inpatient
Intensive Care
Outpatient
Drugs
Ambulance
X-ray, Lab Tests
Medical Treatments
Physician Services
Surgical Center

Hospital Indemnity

$100 per day

N/A

$100 per day

N/A

Dental

$500 for Accident
(only available for 30+ days purchased)

$100 for Acute Onset of Pain

Pain: $100 per tooth
Injury: $200 per tooth

$100 for Acute Onset of Pain

Available on some plans

Return of Mortal Remains

$50,000

To Policy Medical Maximum

Silver Plan: $15,000 Gold Plan: $25,000

To Policy Medical Maximum

Included in most plans

Political Evacuation

$50,000

$10,000

N/A

$10,000

N/A

Felonious Assault

$10,000

N/A

Comatose Benefit

$50,000

N/A

Terrorism

100% to Policy Maximum

$50,000

N/A

$50,000

No medical coverage. Only trip cancellation or interruption benefits.

Return of Children

$50,000

$5,000

N/A

$5,000

N/A

Emergency Reunion

$50,000

$15,000

$1,500

$15,000

N/A

Interruption of Trip

$5,000

N/A

$5,000

Up to 150% of trip cost, depending on plan

Loss of Baggage

$250

N/A

$250

Up to $2,500, depending on plan

Natural Disasters

N/A

$100 per day

N/A

$100 per day

N/A

Home Country Coverage

$50,000

N/A

Accidental Death & Dismemberment

$25,000 / Adults
$5,000 / Children

Silver Plan: $0 Gold Plan: $25,000

$25,000 / Adults
$5,000 / Children

Up to $100,000, depending on plan
Optional flight insurance available on some plans

Travel Assistance Services

Included

Optional Coverages

N/A

Extreme Sports

N/A

Extreme Sports

Varies by plan

Waiver of Pre-Existing Medical Conditions

Available to U.S. citizens only
100% to plan maximum with current primary health plan
100% to $20,000 without current primary health plan

$15,000 maximum medical benefit
$25,000 maximum medical evacuation benefit
No coverage if age 70+

Available to U.S. citizens only
Requires current health insurance / Medicare coverage
100% to plan medical maximum

$15,000 maximum medical benefit
$25,000 maximum medical evacuation benefit
No coverage if age 70+

Varies by plan

Sample Rates

Plan Administrator

Seven Corners

HCC Medical

HTH Worldwide

HCC Medical

Travel Insurance Center

Click here for Brochure

Select "Get a Quote" for plan details

Product Type

Single Trip Travel Medical Insurance

Frequent Traveler Medical Insurance

Single Trip Travel Medical Insurance for Groups of 5 or more

Trip Cancellation & Interruption Insurance

Age

Note: Rates are "age banded" (e.g. 30-39, 40-49, etc.) Final rates may vary based on traveler's age

Per Person sample daily rates based on $250 Deductible and $1,000,000 Policy Maximum

(High Risk Areas: additional $3.05 per day)

Per Person sample daily rates based on $250 Deductible and $50,000 Policy Maximum

Per Person Annual Rates

Per Person sample daily rates based on $250 Deductible and $1,000,000 Policy Maximum

Trip Costs vary by plan and are based on age of traveler, total trip cost, destination, & options selected

Age 25

$1.33
$4.38 (High Risk Areas)

$0.86

Silver: $ 89
Gold: $159

$1.19

Varies by plan

Age 35

$1.84
$4.89 (High Risk Areas)

$1.02

Silver: $ 89
Gold: $159

$1.40

Varies by plan

Age 45

$2.41
$5.46 (High Risk Areas)

$1.72

Silver: $ 89
Gold: $159

$2.01

Varies by plan

Age 55

$3.83
$6.88 (High Risk Areas)

$2.96

Silver: $109
Gold: $199

$3.13

Varies by plan

Age 65

$5.50
$8.55 (High Risk Areas)

$4.32

Silver: $109
Gold: $199

$5.03

Varies by plan

* Important Note: Seven Corners "High Risk Areas" include Afghanistan, Chechnya, Cuba, Iran, Iraq, Pakistan, Palestinian Territory & Somalia. The above is for informational purposes only and is subject to the policy certificate wording. Some benefits are not subject to a deductible. Some policies may have maximum limits or reduced benefits for insured's that are age 70+.

LOWER COSTS. BETTER BENEFITS. GLOBAL PROTECTION.

Questions?

James D. Smith
Certified in Global Benefits Management

Global Benefits LLC
7150 Winton Drive, Suite 300 // Indianapolis, IN 46268
888.258.6820 ext 177 // jdsmith@globalbri.com